EPFO 3.0 Brings Instant PF Access: What UPI Withdrawals, ATM Cards and New Rules Mean for You

EPFO 3.0 has begun rolling out nationwide, enabling instant PF withdrawals through UPI and dedicated ATM cards. The upgrade raises the auto-settlement limit from INR 1 lakh to INR 5 lakh, simplifies withdrawal rules, allows access to up to 75% of eligible corpus, and introduces stronger retirement safeguards for over seven crore subscribers.